Furnish Your Home Today, Pay Later
We believe everyone deserves a beautiful home. That’s why we offer multiple ways to pay, including No Credit Needed and 0% Interest options.
No Credit Needed
- ✅ $0 Down Payment today
- ✅ Up to $5,000 in credit
- ✅ 100-Day Cash Payoff Option
- ✅ High approval rates for all credit types
Monthly Payments
- ✅ Transparent monthly payments
- ✅ 0% APR options available
- ✅ No hidden fees or surprises
- ✅ Pick the plan that fits your budget
Simply select Affirm at the final payment step in checkout.
SHOP & USE AFFIRMCommon Questions
How do I use these options?
It's easy! Add your favorite items to your cart. When you reach the final payment screen (after entering your shipping address), you will see Snap! Finance and Affirm as payment choices. Select one, and you'll be guided through the quick application.
Will this affect my credit score?
Snap Finance performs a proprietary credit evaluation that doesn't usually impact your FICO score. Affirm may perform a soft credit check that won't affect your score to determine eligibility.
Can I use this for local delivery?
Yes! You can finance your entire order, including local delivery and assembly fees for Los Banos, Newman, and the surrounding Central Valley.
Need help applying?
Visit us in-store at our Los Banos or Newman locations, and our team will help you walk through the application process in person!
Call Us: (209) 827-4076