Furnish Your Home Today, Pay Later
$0 Down, No Credit Needed — Multiple Ways to Pay
Snap Finance
No Credit Needed — Everyone Approved!
- $0 Down — Take it home today
- Up to $5,000 in credit
- 100 Days Same as Cash payoff option
- High approval rates — no credit needed
- Won't affect your FICO score
Affirm
Monthly Payments — 0% Interest Available
- Transparent monthly payments
- 0% APR options available
- No hidden fees or surprises
- Pick the plan that fits your budget
- Soft credit check won't affect score
Checking your eligibility won't affect your credit score.
Shop & Use Affirm at CheckoutCommon Questions
How do I use financing?
Add your items to cart. At checkout, select Snap Finance or Affirm as your payment method. You'll be guided through a quick application — most approvals are instant.
Will this affect my credit score?
Snap Finance uses a proprietary evaluation that doesn't impact your FICO score. Affirm performs a soft credit check that won't affect your score.
Can I use financing for delivery?
Yes! Finance your entire order including delivery and the $99 assembly fee. Available for Los Banos, Newman, and the entire Central Valley.
What if I want to pay it off early?
Snap Finance offers a 100-day same-as-cash option. Affirm has no prepayment penalties — pay it off anytime.
Need Help Applying?
Visit us at our Los Banos or Newman locations and our team will walk you through the process!
(209) 827-4076